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Radio Smart FM - Penyaluran Kredit Jatim Meningkat
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Penyaluran Kredit Jatim Meningkat

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Penyaluran Kredit Jatim Meningkat

Bank Indonesia Surabaya mencatat realisasi penyaluran kredit di Jawa Timur selama tahun 2012 mencapai 239,48 triliun atau meningkat 22,18 persen dibandingkan tahun sebelumnya. Direktur Deputi Kepala Perwakilan Bank Indonesia Wilayah empat, Soekowardojo mengatakan, dari besaran tersebut, alokasi kredit bank umum masih didominasi oleh kredit sektor produktif sebesar 58,26 persen. Mayoritas masyarakat mengajukan pinjaman ke bank untuk keperluan modal kerja. Kondisi itu menunjukkan bahwa geliat perbankan di Jawa Timur kian mengalami peningkatan. Membaiknya bisnis perbankan di Jatim juga tercatat dari peningkatan total aset dan pengelolaan Dana Pihak Ketiga bank umum. Selama tahun 2012, total aset perbankan tumbuh 17,3 persen menjadi 353,59 triliun, sementara DPK naik 16,39 persen menjadi 289,08 triliun. Tingkat kredit macet atau NPL juga bisa ditekan pada tingkat 2,6 persen.

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